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Introduction: The mortgage sector plays a crucial role in the housing market, enabling individuals to achieve the dream of homeownership through loans. However, recent years have seen significant turbulence within this sector, posing challenges for both lenders and borrowers alike....

Introduction: In recent years, the integration of artificial intelligence (AI) technology into various industries has transformed processes and operations, including the housing sector. However, this rapid advancement has prompted increased scrutiny from policymakers, particularly in Congress, regarding the use of...

Tracking mortgage application data offers valuable insights into larger real estate market trends influencing everything from housing inventory to construction starts. As an indicator of homebuyer demand, applications also signal consumer behaviors and sentiments that impact lending risks. Whether you’re...

After hitting their highest levels in over 15 years in 2022, mortgage rates are expected to stabilize or even decline somewhat in 2024 according to many experts. However, interest rates will likely remain above the historically low levels seen during...