“I received a flyer in the mailbox on a Saturday from Iconic Mortgage, Corp. so, I called the number to see if anyone would answer. I spoke to Joshua Dubovsky. He gave me some scenarios on refinancing and I told him to let me call him back on Monday after thinking about it. After about thirty minutes, I called him back (on a Saturday) and started my refinance process. Over the next forty-five days, we communicated via text/email until the closing. The closing went quickly and with ease.."